KNOW WHAT YOU CAN AFFORD

Please be aware that mortgage calculators like the one above are not 100% accurate. None of them!

They are only as good as the information you enter into them and these calculators miss out on important elements such as property tax, insurance and other costs that can have a huge impact on your monthly payment.

For an accurate mortgage estimate or to determine what you can afford, you will want to connect with a reputable lender.

Don't have one or know where to start? I have an arsenal of great local lenders who I can refer you to, who would be happy to walk you through this step and provide you accurate information.

Best of all, you are not committed to using any particular lender. It can just be a conversation. Please let me know if you need some referrals.

5 Reasons to Talk to a Lender Before You Start House-Hunting

CHECK OUT THIS EXCELLENT ARTICLE FROM NERDWALLET

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Content by Nina Brown Alameda Realtor

Content by Real Estate with Nina Brown